Risk Management
810 whitepapers and resources
Risk Management
Innovate and evolve: How to win the 2030 insurance technology challenge
The insurance industry has always been built on risk management, but what if the biggest risk now is standing still? As AI, data, and automation accelerate change, this eBook looks at five critical technology enablers to future-proofing insurers for 2030.
Five ways to simplify commercial lines
The commercial lines insurance industry stands at a pivotal crossroads, where unprecedented challenges meet boundless opportunities for innovation. This guide explores five key challenges facing the market and how commercial lines insurers can tackle them head on.
Small changes could make a big difference with business interruption insurance
Insurers, adjusters and policyholders often grapple with the nuances of business interruption policy terms, leading to disparities in claims outcomes and a general atmosphere of uncertainty. This article explores how uncertainty around BI cover might be dispelled.
Podcast: Equipment breakdown - cold weather boiler failure
In this podcast, HSB’s Alan Cain, Clare Murphy, and Rebecca Brannan discuss how to avoid commercial boiler failure during cold weather, the potential impact on organisations following a failure, the benefits of equipment breakdown insurance, and top tips for insurance brokers/agents.
Is bancassurance poised to lead the SME commercial insurance market?
Bancassurance – where banks partner with insurance providers to offer insurance products – has long been a staple of personal lines insurance. This raises an important question: could this model be the next big disruptor in the SME commercial insurance market? Read this blog to find out more.
Body cameras improve claims dispute times and pricing
Last year AXA started to provide body cameras free of charge to contractors in a move it claimed would enable broker clients to highlight best practice to its underwriters. This article looks at how body cameras can help decrease the length of claims disputes involving brokers.
Brokers: Do your customers overlook key equipment exposures?
For businesses, high-tech equipment can be more susceptible to damage and can also be difficult to repair quickly. This blog outlines how brokers can highlight the relevance of equipment breakdown insurance to ensure their clients have peace of mind today and in the future.
The hidden risk of underinsurance for SMEs
Underinsurance is a silent, yet costly risk for UK small businesses, with an estimated 80% of SMEs underinsured. This blog highlights the pitfalls of underinsurance for SMEs and five ways insurers can help SMEs to safeguard their businesses by ensuring they have relevant insurance cover in place.
SME insurance in transition: Adapting to a digital-first world
The SME commercial insurance market is at a tipping point, driven by rapid digital adoption, evolving customer demands, and the ongoing challenge of underinsurance. This whitepaper sheds light on the changing dynamics and how insurers can meet the needs of a fast-moving, digital savvy SME sector.
How brokers can help their construction customers manage evolving risks
Brokers are uniquely positioned to advise construction firms on potential hazards and ensuring they have the right insurance cover in place. This blog examines the key challenges shaping the construction industry today and how brokers can help their customers address evolving risks.