Cyber Risk
191 whitepapers and resources
Blog: Are conflicting messages on risk controls and rates eroding trust in cyber expertise?
Is a failure to heed the cyber insurance lessons of the past undermining efforts to shore up its sustainable future? Ian Summerfield, head of cyber at Pen Underwriting, discusses whether conflicting messages on risk controls and rates are eroding trust in cyber expertise.
Insuring property damage caused by cyber attacks
As clients in heavy industry and manufacturing look to insurance to cover property damage that occurs due to cyber-attacks, this article explores the risks at the intersection of cyberspace and the physical world plus what options for cover exist for businesses facing fires, floods and explosions.
Why cyber insurers need to take a quantum leap
The rise of quantum computers presents a challenge unlike any the cyber insurance industry has faced before. This article sheds light on the implications for cyber insurers and their customers.
Unforeseen impact of generative AI on insurance
AI holds huge potential and is proliferating fast. However, little is known about how these mathematical neuron-based deep learning models really work. This article sheds light on why labelling everything as generative AI is confusing at best, and at worst could be a very dangerous mistake.
Insurance must prepare for a rise in deepfake AI fraud
In this article, Scott Clayton, Zurich’s head of fraud, shares how rapidly developing technology and digital manipulation threatens to put additional pressure on claims handlers, as deception becomes harder to spot.
HSB Knowledge Squad Podcast: The role of business computer insurance in an evolving digital world
In HSB’s latest Knowledge Squad podcast, Mathew Prentice, Stacey Sheridan and Andy Meanock discuss how evolving working trends are impacting business computer-related insurance risks, and what key computer equipment exposures businesses need to consider.
Navigating data breach compensation claims
The extent to which damages can be claimed in the event of a data breach has been a hot topic over the last few years. This article looks at the key cases for data breach claims and considers whether English Courts are diverging from EU Courts on this issue and what is next for data breach claims.
Closing the cyber protection gap
Aviva research shows that one in five businesses have experienced a cyber-attack or incident in the last year. It also found that cyber is the top risk businesses face, with 30% of companies stating it is a prevalent key risk. This article explores why an underinsured market benefits no one.
Four ways insurers can use AI to defeat disruptor rivals
In this article, Leon Gauhman, co-founder of digital product consultancy Elsewhen, explains how large language models could allow traditional carriers to leapfrog over nimbler insurtech competitors.
Three ways brokers can help clients gain a security advantage when selecting cyber insurance
Tom Draper, UK head of insurance, Coalition outlines the most important ways brokers can help clients select cyber insurance providers that will give them a security advantage.