Underwriting
793 whitepapers and resources
Underwriting
Underinsurance and indemnity periods: Key considerations for SMEs
Lockdown saw a shift in attitude among small and medium-sized business owners, with more than half reducing insurance cover to cut costs. Even now it remains a challenging market for businesses. This article outlines the key considerations for SMEs regards underinsurance and indemnity periods.
Creating specialist schemes
In this video, Andy Talbot, director of marketing, broker and schemes, talks about ARAG's approach to setting up specialist commercial and personal schemes for brokers, insurers and MGAs, to cater to the needs of clients in a specific market niche.
ESG Spotlight: Ethics, talent and underwriting profit - how ESG can help insurers
Although most insurers are not yet fully embracing ESG in working practices, a group of UK insurers are showing best practice – from pricing and underwriting to staff motivation and community investment. This spotlight sheds light on how ESG can help insurers.
Reflecting on the government’s foray into the professional indemnity insurance market for fire safety assessors
In the wake of the government’s short-lived intervention into the professional indemnity market for fire safety assessors, this article looks at how effective it was and whether problems persist today.
Infusing GenAI into insurance
Generative AI (GenAI) could revolutionise the insurance industry. Insurers unprepared for significant changes and new value sources may miss out on its potential. This paper highlights GenAI's most impactful opportunities and demonstrates its real-life applications in the insurance sector.
Are you ready for commoditised insurance’s slow death to speed up?
Forget about products – Felix Schachter, insurance advisory leader at Tata Consultancy Services, says you need to focus on your customers and the value you can offer them to stay relevant in today’s rapidly evolving insurance market. Read this content to find out more.
What pushed up the price of EV premiums?
Analysts say insurance claims costs are 25% higher for electric cars, and that they also take about 14% longer to repair than a diesel or petrol equivalent. This article explains what pushed up electric vehicle motor insurance premiums plus what it will take to make cover more affordable again.
Fraud Spotlight: Working together to prevent insurance fraud
The fight against insurance fraud is a complex and multifaceted challenge that requires a concerted effort across the market. This article highlights the barriers to effective collaboration and how disparate elements can be aligned to create an effective market-wide fraud prevention strategy.
Whose role is it anyway? Helping consumers with the lasting impact of the cost of living crisis
68% of Europeans think insurance premiums are excessively high, highlighting the importance for many to access affordable products. This content sheds light on CRIF’s latest research and how open banking unlocks data for insurers to better assess risk and provide more competitive policy premiums.
Fraud Spotlight: ID fraud now hardest to spot, say insurance leaders
Identity fraud was named as the fraud typology most difficult to detect, according to the 2024 Insurance Post Fraud Survey sponsored by LexisNexis Risk Solutions. This article highlights the fraud typologies insurers are finding most difficult to identify and the rise of synthetic ID fraud.