Property
130 whitepapers and resources
Property
Technical bulletin: Cold weather boiler failure and risk management
A broken boiler or burst pipes can have a significant impact in terms of repair costs, loss of income and disruption to a business’s operations. HSB’s technical guide provides some tips for brokers on how to help your clients avoid costly breakdown and repair bills.
In depth: Could legal expenses have a role to play as the landlord pressure cooker reaches boiling point?
Specialist legal expenses cover has the potential to turn down the heat as those renting out property face challenges on all fronts, including from the Renters (Reform) Bill. Read this article to find out more.
Meeting the challenge of avoiding underinsurance in HNW properties
Amid inflation and irregular surveying, high-net-worth buildings are potentially more at risk of underinsurance than ever before. This article outlines how brokers can help clients to reduce this risk.
ARAG do's and don'ts animation: How to complete your claims form
This animation provides information for ARAG's customers on how to complete your claims form and some top tips to follow. Areas covered include employment claims, property claims and contract claims.
Why insurers need to up the ante on climate change
Insurance providers need to up the ante in their predictive capabilities as the frequency and severity of extreme weather-related events continue to escalate. This article highlights why insurers should face up to the winds of climate change and use predictive modelling to mitigate risks.
Escape of water fraud - hiding in plain sight?
The great freeze at the turn of the year saw a huge rise in fraudulent escape of water claims, particularly from unoccupied properties. This content sheds light on the link between surge events and EOW fraud, before highlighting steps insurers can take to mitigate the risk of future surge events.
Insurance Taskmaster: Dealing with the aftermath of The Great Storm (1987)
In this episode, the contestants are caught up in a storm, more accurately the Great Storm of October 1987. As the storm’s trail of destruction becomes apparent, the teams battle to appease their grizzled claims boss by devising a surge plan for the unprecedented volume of claims heading their way.
CUE: How to boost fraud prevention
Since 1994, the Claims and Underwriting Exchange (CUE) has helped insurers verify an individual’s household, motor or personal injury claims history. This content sheds light on how insurers can maximise the power of CUE to help combat fraud.
Intelligence: Subsidence
With hot summers becoming more likely in the future, subsidence surge and event years may be the new norm. This article looks at how insurers are preparing for these claims in a climate change environment.
How can insurance providers gain more flood risk insight?
Analysis by the Environment Agency indicates that there could be a large increase - of up to 50% - in the number of houses built on flood plains over the next 50 years. This blog highlights how home insurance providers can leverage geospatial data to mitigate flood risk exposure.