Health Insurance and Protection
35 whitepapers and resources
Health Insurance and Protection
The cost of birth trauma
According to the most recent annual report from NHS Resolution, total clinical negligence payments relating to maternity failings amounted to £2.8 billion. This blog focuses on the cost of birth trauma and why improvements in maternity care are desperately needed.
The genie in the bottle: improving outcomes in income protection claims
At a recent Insurance Post roundtable in association with EvolutionIQ, specialists explored the challenges and opportunities for income protection insurers in supporting the ‘back to work’ mission. This article provides a summary of the discussion and key areas covered.
Clinical negligence fixed costs & disbursements
How and when will the regime for fixed costs in clinical negligence claims with a settlement value of less than £25,000 be implemented? This article highlights the key takeaways following the Department of Health’s response to proposals for disbursement recovery in claims brought under the LDFRC.
Brits found to be the most likely nation to insure their pets' lives and least likely to insure their own
The UK leads in pet insurance, with Brits more likely to insure pets than those in Europe or the US. However, only 31% have life insurance, below the global average of 43%. This article examines the statistics and what it means for the pet insurance industry as premiums rise.
How big data and AI could slash insurance costs
This article explains how by harnessing the power of big data and AI, insurers can encourage healthier habits to reduce claims and cut costs.
Ensuring chronic pain doesn’t debilitate insurers
The measurement of pain in any personal injury claim is often difficult given its subjective nature, but a particular challenge arises in claims involving chronic pain conditions. This article highlights why chronic pain claims remain challenging for insurers.
The benefits of transferring periodical payment orders to a life insurer
Start-up life insurer AUL Assurance is targeting general insurers, offering them an opportunity to reduce their exposure to PPO risks. This article explores the benefits of such transfers and why the recent ASHE inflation figures might make this option more attractive in the future.
How are insurers managing PPO risks in 2022?
Periodical payment orders might not have grown in the volumes some expected, but still pose challenges for general insurers not least due to their similarity to longevity life risks. This article focuses on how PPOs are being managed and what the future might hold for how these claims are handled.
Quality sleep, sound mind, happy world
Healthy sleeping patterns contribute massively to your general sense of wellbeing. Find out about some of the biggest myths about sleep in this guide, produced by ARAG and Vita Health Group.
Video: Opportunities in the life and annuity market
The life insurance sector is ripe for innovation. This short video highlights why now is the time for life insurers to rethink traditional processes and the opportunities to drive change in order to provide the best value propositions for millennials and commercial clients.