European Directives
22 whitepapers and resources
European Directives
Background to the Insurance Distribution Directive
The EU’s Insurance Distribution Directive is designed to make it easier for firms to trade cross-border, create a level playing field and strengthen policyholder protection. This article provides an overview of the IDD and the implications for parties involved in the insurance distribution chain.
Are you ready for new data protection laws?
The General Data Protection Regulation will introduce new requirements for those processing personal data and tougher penalties for data breaches. This article explains what brokers and their customers need to know about the GDPR ahead of its implementation in 2018.
Insight briefing: Making the IPID work for consumers
Insurance Europe's insight briefing outlines several components that need to be included in the design of the insurance product information document (IPID) to ensure that it is a useful tool in helping consumers to make informed decisions when buying insurance products.
Comments on European Commission proposal for tackling hybrid mismatches with third countries
In this position paper, Insurance Europe comments on the Commission’s proposal for tackling hybrid mismatches with third countries.
Insight briefing: Better, not more, information for insurance consumers
This short insight briefing calls for EU consumer protection rules to ensure that consumers receive better, not just more, information when purchasing insurance products.
International cross-border controls
As the British public are poised to vote on Brexit, the European Commission is considering moving cross-border barriers for insurance sales, with digital innovation a potential key driver. Download Post's article to find out more.
EU regulation: Draft rules affecting insurance-based investment products
Insurance Europe has published a two page insight briefing paper on why the draft packaged retail and insurance-based investment products regulatory technical standards contain significant design faults, which - if not corrected - will result in consumers being misled.
FOIL Digest April 2016
FOIL's digest provides an overview of the latest legal issues impacting the insurance industry. Topics covered: insurance fraud and bribery; EU VAT Directive for claims handling services; legislation updates; latest Court of Appeal cases; MedCo; Brexit.
FOIL Update - Brexit: The issues for insurers and their lawyers
Reading the press at the moment you’ll see that the outcome of the Brexit vote is predicted to affect everything from premiership football teams to the safety of pharmaceuticals. This article looks at the key issues from an insurance industry perspective.
European General Data Protection Regulation: A cyber game changer
On the cards for the longest time, the European General Data Protection Regulation has finally obtained member state approval and the clock has officially started counting down to its 2018 implementation. This article briefly outlines new responsibilities that insurers must prepare for.